1. Acceptance of Terms

By using our website or making a donation, you confirm that you are legally competent to enter into a binding agreement and that you will comply with all applicable laws and regulations.

2. Donations & Payment Processing

• Voluntary Donations: All donations are voluntary and non-refundable unless specified otherwise
• Razorpay Payment Gateway: Payments are processed securely through Razorpay, a PCI DSS compliant payment processor
• Data Security: We do not store your credit card, debit card, or banking details on our servers
• Payment Methods: We accept payments via credit cards, debit cards, net banking, UPI, and digital wallets through Razorpay
• Transaction Fees: Razorpay may charge processing fees which are deducted from the donation amount
• Receipts: Donation receipts will be provided to donors via email within 24-48 hours
• Tax Exemptions: Donations may be eligible for tax exemptions under applicable Indian laws (subject to government approvals)
• Failed Transactions: In case of failed transactions, amounts will be refunded to the original payment method within 5-7 business days

3. Website Content

All information provided on this website is for general purposes only. While we strive to ensure accuracy, we do not guarantee completeness or reliability of the content. Any reliance you place on such information is strictly at your own risk.

4. Intellectual Property

All materials on this website, including text, graphics, logos, and images, are the property of Amartal Seva Foundation unless otherwise stated. Unauthorized reproduction or use is prohibited.

5. Prohibited Use

You agree not to misuse the website by introducing viruses, attempting unauthorized access, or engaging in activities that disrupt the website or its services.

6. Limitation of Liability

We shall not be held responsible for any direct, indirect, incidental, or consequential damages arising from the use of our website or donation services.

7. Razorpay Payment Gateway Terms

By using our donation platform, you agree to the following terms regarding Razorpay:

• Third-Party Service: Razorpay is a third-party payment processor, and their terms of service apply to all transactions
• Payment Processing: All payment processing is subject to Razorpay's terms and conditions
• Transaction Disputes: Any disputes regarding payment processing should be directed to Razorpay's customer support
• Service Availability: We are not responsible for Razorpay service interruptions or technical issues
• Data Handling: Payment data is processed according to Razorpay's privacy policy and security standards
• Compliance: All transactions comply with RBI guidelines and PCI DSS standards through Razorpay

8. Changes to Terms

We may update these Terms at any time without prior notice. Please review them periodically.

9. Governing Law

These Terms are governed by the laws of India, and any disputes will be subject to the jurisdiction of courts in Raipur, Chhattisgarh.

10. Contact Information

If you have any questions about these Terms, please contact us:

Email: info@amartalseva.in
Address: Amartal Seva Foundation, Raipur, Chhattisgarh, India